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WEBSITE TERMS OF USE
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By using this site, you signify your Assent and Agreement to these Terms of Use. If you do not agree to these Terms of Use, do not use the site.
Restrictions on Use of Materials
Materials in this website are Copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission. All of the trademarks on this site are trademarks of CheapestLifeInsurances.org or of other owners used with their permission.
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CheapestLifeInsurances.org grants you a non-exclusive, non-transferable license to use database(s) accessible to you subject to these Terms and Conditions. The database(s) may be used only for viewing information or for extracting information to the extent described below.
You agree to use information obtained from CheapestLifeInsurances.org's databases only for your own private use or the internal purposes of your home or business, provided that is not the selling or broking of information, and in no event cause or permit to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form any part of the databases (whether directly or in condensed, selective or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.
Nevertheless, you may on an occasional limited basis download or print out individual pages of information that have been individually selected, to meet a specific, identifiable need for information which is for your personal use only, or is for use in your business only internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.
Liability
The materials in this site are provided "as is" and without warranties of any kind either express or implied. CheapestLifeInsurances.org disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. CheapestLifeInsurances.org does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. CheapestLifeInsurances.org does not warrant or make any representations regarding the use or the results of the use of the materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not CheapestLifeInsurances.org assume the entire cost of all necessary servicing, repair or correction. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
Under no circumstances, including, but not limited to, negligence, shall CheapestLifeInsurances.org be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if CheapestLifeInsurances.org or a CheapestLifeInsurances.org authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall CheapestLifeInsurances.org's total liability to you for all damages, losses, and causes of action (whether in contract, tort, including but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.
Facts and information at this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website is to be used for information purposes only. The information contained on this website and pages within, is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company and should not be relied upon in that regard. The services described on this website are only offered in California or other jurisdictions where they may be legally offered.
All Products, Programs and Services May Not be Available in Your Area
CheapestLifeInsurances.org is controlled by us from our offices within the State of California in the United States of America. Except as specifically stated, we make no claim that content, quotes or materials in this web site are appropriate or available for use in other states. Access to this web site content, quotes or materials from state or other jurisdictions where such access is illegal is prohibited. If you elect to access this web site from other states or jurisdictions, you do so at your own risk. You are always responsible for your actions involving compliance with applicable laws. You may not use or export the materials CheapestLifeInsurances.org in violation of U.S. export laws and regulations. The laws of the states chosen by CheapestLifeInsurances.org will govern the content and materials shown on  this web site, without giving effect to any principles of conflicts of laws.
CheapestLifeInsurances.org and its affiliates and subsidiaries are not authorized to transact business in every state or jurisdiction. Information that CheapestLifeInsurances.org  publishes on this web site may contain quotes, claims, references or cross-references to products, programs or services of CheapestLifeInsurances.org, its subsidiaries or affiliates that are not available in your state or country. The products referred to on CheapestLifeInsurances.org may be offered and sold only to persons in the state of California. Life insurance is offered by CheapestLifeInsurances.org, its affiliates, and partners. Consult your agent for information regarding the policies, products, programs and services which may be available to you.
Information provided in our website is not all-inclusive, and is limited to information that is made available to CheapestLifeInsurances.org and such information should not be relied upon as all-inclusive or accurate.
Links and Marks
The owner of this site is not necessarily affiliated with sites that may be linked to this site and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Links to other websites or references to products, services or publications other than those of CheapestLifeInsurances.org and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by CheapestLifeInsurances.org or its subsidiaries and affiliates.
Certain names, graphics, logos, icons, designs, words, titles or phrases at this website may constitute trade names, trademarks or service marks of CheapestLifeInsurances.org or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark and/or copyright laws and could subject the copier to legal action.
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You agree to treat as strictly private and confidential any Subscriber Code, username, user ID, or password which you may have received from CheapestLifeInsurances.org, and all information to which you have access through password-protected areas of CheapestLifeInsurances.org's websites and will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.
Other Legal Stuff
These Terms of Use will apply to every access to CheapestLifeInsurances.org. CheapestLifeInsurances.org reserves the right to issue revisions to these Terms of Use by publishing a revised version of this document on this site: that version will then apply to all use by you following the date of publication. Each access of information from CheapestLifeInsurances.org will be a separate, discrete transaction based on the then prevailing terms.
This Terms of Use and the license granted may not be assigned or sublet by You without CheapestLifeInsurances.org's written consent in advance.
These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the California, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.
To the extent you have in any manner violated or threatened to violate CheapestLifeInsurances.org and/or its affiliates' intellectual property rights, CheapestLifeInsurances.org and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of California, and you consent to exclusive jurisdiction and venue in such courts.
Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Orange County, CA. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Orange County, CA, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.
Termination
These Terms of Use agreement are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all CheapestLifeInsurances.org site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at CheapestLifeInsurances.org's sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other CheapestLifeInsurances.org site(s) and all copies thereof, whether made under the terms of this agreement or otherwise.

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